# BukuPay QRIS Speaker - LLM Snapshot

## Website
- `URL`: https://bukupay.com
- `Philippines URL`: https://bukupay.ph
- `Language`: Indonesian (Bahasa Indonesia)
- `Company`: BukuPay by BukuWarung (PT. Buku Usaha Digital)
- `Industry`: Fintech, QRIS soundbox, MSME payments
- `Primary users`: Indonesian UMKM owners across F&B, retail, services, pop-up sellers, and multi-branch operators
- `Market note`: bukupay.com is the Indonesia website; BukuPay is also available in the Philippines at bukupay.ph.

## Offer in One Look
- BukuPay Speaker is a QRIS soundbox that announces every successful QRIS payment so merchants can confirm payments without manually checking a phone.
- Mobile app supports Android and iOS. CTAs open a download modal with Google Play (`com.bukupay`) and App Store (`id6757425993`) options; `/app` and `/app/*` redirect to Google Play.
- Multi Toko lets one owner manage up to 100 outlets under one account, add stores without repeating KYC/KYB, and assign staff logins per outlet.
- Supports QRIS payments from banks, mobile banking apps, and e-wallets.

## Pricing & Fees
- Current homepage promo shows activation/device price Rp150.000, discounted from Rp450.000, with free 2 months of subscription fee. The `/perbandingan` page still contains an older Rp100.000 activation comparison, so pricing copy should be aligned before using it in legal/offline materials.
- Daily rental/subscription: Rp1.500 per active day, charged only after the speaker receives transactions of at least Rp20.000 in a WIB-based 24-hour period.
- MDR: for UMI merchants, 0% for transactions below/at the micro threshold and 0.3% above Rp500.000; 0.7% MDR for UKE merchants, following Bank Indonesia QRIS MDR rules.
- Pencairan Instan is available outside regular settlement schedules, with Rp2.000 service fee, Rp20.000 minimum net amount, Rp10.000.000 maximum per disbursement, maximum 2 requests per day, and unavailable during regular settlement windows or 00:00-05:00 WIB.

## Operations & Logistics
- Verification requires valid KTP, selfie, active email, physical-store verification photos, and bank account onboarding.
- Orders are placed inside the BukuPay app. Shipping is handled from Jakarta and usually takes 3-7 days after verification/payment; FAQ says free shipping, while promo copy says shipping is separate, so confirm checkout copy for the final policy.
- Package contents currently promoted: BukuPay Speaker, active QRIS, 4G SIM card, 2 extra QRIS stickers, Type-C cable, and guide/manual.
- Regular settlement runs 3 times daily: 07:00 WIB for transactions 20:00-06:00, 18:00 WIB for 06:00-16:00, and 22:00 WIB for 16:00-20:00, with a Rp20.000 minimum settlement.
- No COD or installment plans; voucher/discount codes are supported during checkout.

## Trust, Compliance, Support
- BukuPay works with Nobu Bank, a Category I payment service provider regulated by Bank Indonesia; site copy also references Kominfo oversight.
- Anti-fraud positioning centers on voice confirmations, official-number verification, and warnings against fake phone/WhatsApp support channels.
- Official issue reporting for operational problems is through Bantuan/Live Chat inside the BukuPay app. The footer says BukuPay does not accept problem reports through phone or WhatsApp.
- Public brand/contact channels include social profiles (Instagram, TikTok, Facebook, YouTube), partnership email `partnership@bukupay.com`, market links for Indonesia (`bukupay.com`) and the Philippines (`bukupay.ph`), and general app/help contact paths. The footer office address is Office 8 SCBD, Jakarta Selatan.
- `/cek-nomor` lets users check whether a phone/WhatsApp number is an official BukuPay contact before responding.

## Key Pages
- `/` landing page: hero, product, problem/solution, USP, how-it-works, promotion, testimonials, FAQ, footer.
- `/faq` detailed Q&A: product, ordering, shipping, verification, fees, settlement, Pencairan Instan, supported banks, guarantee/refund, security, support, and data changes.
- `/perbandingan` feature/fee comparison for BukuPay vs Popay Speaker vs Getzme Speaker.
- `/cek-nomor` official-number checker and fraud-awareness page.
- `/updates` release notes; latest repository entry is version 2.13.0 dated 15 Jun 2026.
- `/kontak`, `/partnership`, `/privacy`, `/tos`, `/sitemap.xml`, `/llms-full.txt`.

## Last Updated
3 Jul 2026